Effortless overdraft access and secure multi-transfers — empowering users with simplicity and trust

Company

Thai Credit Bank Public Company Limited.

Industries

Finance

Role

UXUI designer

Date

2024-present

Intro & background

Initially, Thai Credit Bank offered SME (Small and Medium Enterprise) loans using current accounts for issuing checks or transferring funds, with operations managed through relationship managers (RMs). This process often led to redundancy and the potential for errors in calculating overdraft (OD) interest rates.


To improve customer convenience, the bank aimed to provide overdraft loan applicants with the ability to check their balance and OD interest tiers, along with core functions such as executing multiple large-scale transfers.

In the next phase, the application will also support corporate transactions.

The application is designed to prioritize ease of use, convenience, and security at every stage.

e development of a mutual fund (MF) application, is expected to be completed within 2024.”**

Provident fund system (Relationship analysis)

Employees can perform provident fund transactions through the mobile application, with their data subsequently routed to the employer and fund committee for review and approval. In certain cases, the employer may update or submit a registration form on behalf of their employees.

The client’s requirement conditions need to be carefully reviewed and discussed with the developer, business analyst, and system architect in order to identify and agree upon a practical and effective solution.e developme of a mutual fund (F) application, is expected to be completed within 2024.”**

The relationships between menus are critical, as moving or reordering them can lead to significant consequences. When implementing any changes, it is essential to carefully consider the potential impact on other parts of the system.evelopme of a mutual fund (F) application, is expected to be completed within 2024.”**

KeyTakeaway

I had the opportunity to gain hands-on experience with banking systems and the security standards required for financial transactions and identity verification across different stages of the process. In addition, I worked on developing a design system that integrates tokens to enable scalability across the entire organization, while also collaborating closely with various departments within the bank.